Insurers look at a variety of criteria to arrive at your insurance score, which determines your premium and even your insurability. One of these criteria is your credit score, which research shows is a good predictor of whether you will experience a loss. It’s important to note that, though your credit score plays a role … Read more
Workers’ compensation insurance is the rare commodity that protects and benefits both the employer and the employee. This insurance reimburses the employee for injuries sustained in the performance of his or her duties while protecting the employer against lawsuits for said injuries. A further benefit is that proving liability is not necessary. As long as … Read more
Auto enthusiasts often consider their vehicle an extension of their personality. As such, they personalize it through a variety of modifications, such as custom wheels and paint jobs, bodywork, turbos, blowers, or all of the above and a whole lot more. The average driver, though, does not report these modifications to his or her insurance … Read more
Absolutely! Insurance rates vary considerably from insurer to insurer regardless of whether they are based on credit history or not. Contact the Department of Insurance for a number of free tools that can help you comparison shop effectively. One of the main benefits of working with an independent insurance brokerage is that he/she will do … Read more
Earthquake coverage is a specific form of insurance that can be purchased as part of your property insurance policy. This policy will cover costs of damage caused to the property in the event of an earthquake. The majority of homeowner’s insurance policies within Arizona do not cover loss in the event of an earthquake. Earthquake … Read more
Allied Insurance is one of the largest companies of its kind in the United States and promises that “superior service” is the only kind it offers. It is part of a Fortune 100 company and has over 6,000 agencies in 33 states. It has been given an A+ rating for financial stability by A.M. Best … Read more
This company’s motto is “no problem,” which speaks volumes for its dedication to customer service. It provides auto insurance in 26 states and has 6,300 agencies ready and waiting to help you find the perfect insurance quote for your needs. The independent agency approach has helped Auto-Owners Insurance provide claims service and customer care that … Read more
There are obvious factors that contribute to the risk assigned to a driver in the state of Arizona, such as whether you have been found guilty of reckless driving or DUI in the past. Otherwise, you should know that insurers use a special algorithmic formula, calculated using information compiled from a number of sources, that … Read more
In Arizona, special coverage can depend on the insurance provider company, but most insurers will offer a set amount of coverage for special features added to your vehicle, including custom body work, tires, or rims. If you add other features, such as stereo equipment, you may need to purchase an extra endorsement to fully cover … Read more
This is one of the world leaders when it comes to providing insurance coverage, and it is one of the market leaders in locations such as the United States, Japan, and Europe. According to MetLife, its customers save an average of $466 a year because of the array of discounts when their auto insurance is … Read more
