Providing insurance throughout Arizona

How Does My Credit Score Influence My Insurance Score?

Text on sign, what's your score in San Tan AZ

Insurers look at a variety of criteria to arrive at your insurance score, which determines your premium and even your insurability. One of these criteria is your credit score, which research shows is a good predictor of whether you will experience a loss. It’s important to note that, though your credit score plays a role … Read more

EPLI Business Owner Policy: Why Should You Have Coverage?

Red button with Business insurance text San Tan Insurance

If you own a business and employ even a single person, you are at risk for an employment-related claim. Such suits devastate businesses. Without protection, your business assets, and possibly even your personal assets, are vulnerable. Learn about how an employment practice liability insurance (EPLI) policy can protect your company. Employment Practices Liability Insurance, commonly … Read more

Arizona Flood Insurance FAQs

House floating on water flood insurance San Tan AZ

Flooding may not seem like a huge risk in Arizona, but the desert’s rock-hard ground is no match for the torrential rains of summer monsoons. What’s more, the forest fires that strike every year decimate the trees, shrubbery, and other ground cover that help hold back floodwaters. These two realities combine to create the perfect … Read more

How Much Liability Coverage Do You Need to Protect Your Assets?

Red wax stamped with How Much Coverage Do I Need in gold text San Tan AZ

When it comes to insurance policies, there is no one-size-fits-all option. Every policy includes a variety of options, with the policyholder choosing the liability coverage types and limits according to his or her needs. The average Arizona auto policy includes liability, collision and comprehensive, underinsured/uninsured motorist, and personal injury protection. Of course, coverage amounts vary, … Read more

Cyber Liability Insurance: A New Kind of Insurance

Data Breach San Tan Insurance

Along with the rise in identity theft, cybersecurity has taken the spotlight as a serious issue. High profile data breaches from recent years include health insurer Anthem, the dating website Ashley Madison, online marketplace eBay, banking giant JP Morgan Chase, and big box stores like Home Depot and Target. In addition to the data breaches … Read more

Homeowner’s Insurance FAQ

Front of luxury landscaped home in San Tan,Arizona

If your home carries a mortgage, Arizona requires you to have homeowner’s insurance. Before buying a policy, it pays to do your homework. Policies and coverage vary widely from provider to provider. Too often, people file a claim only to learn that their policy doesn’t cover their particular situation, or that coverage is less than … Read more