Maximize Savings and Simplicity: The Advantages of Bundling Your Insurance Policies

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Imagine a world where managing your insurance is as easy as pie, and your wallet breathes a sigh of relief every time you pay your premiums. Welcome to the realm of insurance bundling. Insurance bundling is a term companies use in marketing, but it is usually the best way to get insurance. Bundling combines multiple … Read more

What is Comprehensive Car Insurance?

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Comprehensive car insurance can help pay the costs of a lost car or car damages due to an incident not related to a collision. It is insurance that gives you protection against nature, criminals, and maybe even bad luck. Comprehensive insurance can be highly affordable, and it’s ideal for most drivers.  Not all insurance plans are … Read more

How Does My Credit Score Influence My Insurance Score?

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Insurers look at a variety of criteria to arrive at your insurance score, which determines your premium and even your insurability. One of these criteria is your credit score, which research shows is a good predictor of whether you will experience a loss. It’s important to note that, though your credit score plays a role … Read more

EPLI Business Owner Policy: Why Should You Have Coverage?

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If you own a business and employ even a single person, you are at risk for an employment-related claim. Such suits devastate businesses. Without protection, your business assets, and possibly even your personal assets, are vulnerable. Learn about how an employment practice liability insurance (EPLI) policy can protect your company. Employment Practices Liability Insurance, commonly … Read more

Arizona Flood Insurance FAQs

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Flooding may not seem like a huge risk in Arizona, but the desert’s rock-hard ground is no match for the torrential rains of summer monsoons. What’s more, the forest fires that strike every year decimate the trees, shrubbery, and other ground cover that help hold back floodwaters. These two realities combine to create the perfect … Read more

How Much Liability Coverage Do You Need to Protect Your Assets?

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When it comes to insurance policies, there is no one-size-fits-all option. Every policy includes a variety of options, with the policyholder choosing the liability coverage types and limits according to his or her needs. The average Arizona auto policy includes liability, collision and comprehensive, underinsured/uninsured motorist, and personal injury protection. Of course, coverage amounts vary, … Read more

How do Traffic Violations Affect my Rate?

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Auto insurers look at a variety of factors when determining your insurance rate, including the type of vehicle you drive, your credit history, and previous insurance claims. Traffic violations also enter into the equation, as these are part of the insured’s driving record. Insurers use actuarial tables to determine risk for every policy they write. … Read more

What Life Insurance Coverage is Right for Me?

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Choosing the right life insurance coverage often feels overwhelming. Not only does the average person prefer to not think about death, understanding how much coverage your family needs, as well as which type of insurance to buy, combines to make avoiding the topic altogether all too easy. Of course, ignoring an issue doesn’t make it … Read more