San Tan Insurance 
Home insurance is essential for protecting what matters to you. It’s not just about having a policy but ensuring it meets your needs. You can save money and get better protection by increasing your deductible and choosing new coverage options. Increase Your Deductible for Lower Premiums To reduce insurance costs without losing coverage, consider raising … Read more
Imagine a world where managing your insurance is as easy as pie, and your wallet breathes a sigh of relief every time you pay your premiums. Welcome to the realm of insurance bundling. Insurance bundling is a term companies use in marketing, but it is usually the best way to get insurance. Bundling combines multiple … Read more
Have you opened your latest homeowners insurance renewal notice only to suffer from sticker shock? You’re not alone. Homeowners across Arizona have seen rates rise an average of 50-100% over the past year. This trend is in line with the national pattern of spiking home insurance costs, which rose 21% last year alone. Rates are … Read more
There are so many things to consider when choosing a health insurance plan that it’s no wonder clients often feel overwhelmed. You may not know where to begin if you don’t discuss insurance use. In reality, there are five critical elements to any health insurance plan. A basic understanding of each helps you determine which … Read more
Comprehensive car insurance can help pay the costs of a lost car or car damages due to an incident not related to a collision. It is insurance that gives you protection against nature, criminals, and maybe even bad luck. Comprehensive insurance can be highly affordable, and it’s ideal for most drivers. Not all insurance plans are … Read more
Insurers look at a variety of criteria to arrive at your insurance score, which determines your premium and even your insurability. One of these criteria is your credit score, which research shows is a good predictor of whether you will experience a loss. It’s important to note that, though your credit score plays a role … Read more
If you own a business and employ even a single person, you are at risk for an employment-related claim. Such suits devastate businesses. Without protection, your business assets, and possibly even your personal assets, are vulnerable. Learn about how an employment practice liability insurance (EPLI) policy can protect your company. Employment Practices Liability Insurance, commonly … Read more
Flooding may not seem like a huge risk in Arizona, but the desert’s rock-hard ground is no match for the torrential rains of summer monsoons. What’s more, the forest fires that strike every year decimate the trees, shrubbery, and other ground cover that help hold back floodwaters. These two realities combine to create the perfect … Read more
When it comes to insurance policies, there is no one-size-fits-all option. Every policy includes a variety of options, with the policyholder choosing the liability coverage types and limits according to his or her needs. The average Arizona auto policy includes liability, collision and comprehensive, underinsured/uninsured motorist, and personal injury protection. Of course, coverage amounts vary, … Read more
Auto insurers look at a variety of factors when determining your insurance rate, including the type of vehicle you drive, your credit history, and previous insurance claims. Traffic violations also enter into the equation, as these are part of the insured’s driving record. Insurers use actuarial tables to determine risk for every policy they write. … Read more
