Should You Report Car Modifications to Your Insurer?

Couple Driving a Convertible in Florence AZ

Auto enthusiasts often consider their vehicle an extension of their personality. As such, they personalize it through a variety of modifications, such as custom wheels and paint jobs, bodywork, turbos, blowers, or all of the above and a whole lot more. The average driver, though, does not report these modifications to his or her insurance … Read more

Auto-Owners Insurance

Auto-Owners Insurance Logo Thumb

This company’s motto is “no problem,” which speaks volumes for its dedication to customer service. It provides auto insurance in 26 states and has 6,300 agencies ready and waiting to help you find the perfect insurance quote for your needs. The independent agency approach has helped Auto-Owners Insurance provide claims service and customer care that … Read more

How Do I Know if Arizona Insurance Providers Deem Me to Be a Risk?

Teenage Girl Holding Car Key

There are obvious factors that contribute to the risk assigned to a driver in the state of Arizona, such as whether you have been found guilty of reckless driving or DUI in the past. Otherwise, you should know that insurers use a special algorithmic formula, calculated using information compiled from a number of sources, that … Read more

Do I Need Special Coverage in Arizona if I Add Certain Features to My Vehicle?

Luxury Car with Aftermarket Stereo Upgrade

In Arizona, special coverage can depend on the insurance provider company, but most insurers will offer a set amount of coverage for special features added to your vehicle, including custom body work, tires, or rims. If you add other features, such as stereo equipment, you may need to purchase an extra endorsement to fully cover … Read more

How Do Insurers Control Auto Insurance Costs in Arizona?

Young Couple Driving Convertible with Top Down

To remain competitive, auto insurers strive to keep their costs down and do so across the state of Arizona in a number of ways: Having an anti-fraud unit. Offering high-quality repairs at competitive prices. Keeping rates stable with annual policies. Supporting organizations dedicated to auto safety, including the funding of anti-drunk driving bodies. Clamping down … Read more