Providing insurance throughout Arizona

How do Traffic Violations Affect my Rate?

Policeman Traffic Stop San Tan Insurance

Auto insurers look at a variety of factors when determining your insurance rate, including the type of vehicle you drive, your credit history, and previous insurance claims. Traffic violations also enter into the equation, as these are part of the insured’s driving record. Insurers use actuarial tables to determine risk for every policy they write. … Read more

Does the Type of Vehicle I Drive Affect My Auto Insurance Rates?

Auto Insurance for accidents!!

Insurers look at a variety of metrics when determining your annual auto insurance premium. In addition to your driving record, geographical location, and credit rating, insurers also consider the type of vehicle you seek to insure. Why is this? What details about your vehicle does the insurer include in your quote? Insurers look at a … Read more

10 Auto Insurance Myths

Myths about Auto Insurance

If you don’t have a “bad car insurance experience” story, you surely know somebody who does. These stories are how myths come to be in the first place. In reality, though, auto insurance policies vary widely, among both different providers and different policy types. So, let’s clear away some of this misinformation and debunk 10 … Read more

Should You Report Car Modifications to Your Insurer?

Couple Driving a Convertible in Florence AZ

Auto enthusiasts often consider their vehicle an extension of their personality. As such, they personalize it through a variety of modifications, such as custom wheels and paint jobs, bodywork, turbos, blowers, or all of the above and a whole lot more. The average driver, though, does not report these modifications to his or her insurance … Read more

Types of Auto Insurance Coverage for Your Vehicle Infographic

Auto Insurance Coverage Infographic

If you know that you need auto insurance and have every intention of obtaining it, you may want to familiarize yourself with the different types of auto insurance coverage that are available to you as an Arizona driver…

Allied Insurance

Allied Insurance Logo Thumb

Allied Insurance is one of the largest companies of its kind in the United States and promises that “superior service” is the only kind it offers. It is part of a Fortune 100 company and has over 6,000 agencies in 33 states. It has been given an A+ rating for financial stability by A.M. Best … Read more

Auto-Owners Insurance

Auto-Owners Insurance Logo Thumb

This company’s motto is “no problem,” which speaks volumes for its dedication to customer service. It provides auto insurance in 26 states and has 6,300 agencies ready and waiting to help you find the perfect insurance quote for your needs. The independent agency approach has helped Auto-Owners Insurance provide claims service and customer care that … Read more

How Do I Know if Arizona Insurance Providers Deem Me to Be a Risk?

Teenage Girl Holding Car Key

There are obvious factors that contribute to the risk assigned to a driver in the state of Arizona, such as whether you have been found guilty of reckless driving or DUI in the past. Otherwise, you should know that insurers use a special algorithmic formula, calculated using information compiled from a number of sources, that … Read more

Do I Need Special Coverage in Arizona if I Add Certain Features to My Vehicle?

Luxury Car with Aftermarket Stereo Upgrade

In Arizona, special coverage can depend on the insurance provider company, but most insurers will offer a set amount of coverage for special features added to your vehicle, including custom body work, tires, or rims. If you add other features, such as stereo equipment, you may need to purchase an extra endorsement to fully cover … Read more

MetLife Insurance

MetLife Insurance-Logo

This is one of the world leaders when it comes to providing insurance coverage, and it is one of the market leaders in locations such as the United States, Japan, and Europe. According to MetLife, its customers save an average of $466 a year because of the array of discounts when their auto insurance is … Read more