Does the Type of Vehicle I Drive Affect My Auto Insurance Rates?

Auto Insurance for accidents!!

Insurers look at a variety of metrics when determining your annual auto insurance premium. In addition to your driving record, geographical location, and credit rating, insurers also consider the type of vehicle you seek to insure. Why is this? What details about your vehicle does the insurer include in your quote? Insurers look at a … Read more

Debunking Six Common Myths about Workers’ Comp Insurance

Workers Compensation

Workers’ compensation insurance is the rare commodity that protects and benefits both the employer and the employee. This insurance reimburses the employee for injuries sustained in the performance of his or her duties while protecting the employer against lawsuits for said injuries. A further benefit is that proving liability is not necessary. As long as … Read more

10 Life Insurance Myths

Happy old couple enjoying life after life insurance

Many people become confused when attempting to determine their life insurance needs (or even if they need life insurance). In addition, some people have superstitious ideas regarding purchasing life insurance and resist it, as it forces them to confront their own mortality. Read on to discover the truth behind 10 common life insurance myths. 1. … Read more

10 Health Insurance Myths

Old couple happy about their Health Insurance

Health insurance has inspired many an argument at family gatherings, especially since becoming politicized. With the Affordable Care Act (ACA, also known as Obamacare) requiring every American to carry health insurance, it seems everyone has an opinion on health insurance. Many people recognize its importance in their lives; after all, you never know when injury … Read more

10 Auto Insurance Myths

Myths about Auto Insurance

If you don’t have a “bad car insurance experience” story, you surely know somebody who does. These stories are how myths come to be in the first place. In reality, though, auto insurance policies vary widely, among both different providers and different policy types. So, let’s clear away some of this misinformation and debunk 10 … Read more

Should You Report Car Modifications to Your Insurer?

Couple Driving a Convertible in Florence AZ

Auto enthusiasts often consider their vehicle an extension of their personality. As such, they personalize it through a variety of modifications, such as custom wheels and paint jobs, bodywork, turbos, blowers, or all of the above and a whole lot more. The average driver, though, does not report these modifications to his or her insurance … Read more

Should I Shop Around for My Insurance?

Happy Family Sitting Down for Dinner in Queen Creek AZ

Absolutely! Insurance rates vary considerably from insurer to insurer regardless of whether they are based on credit history or not. Contact the Department of Insurance for a number of free tools that can help you comparison shop effectively. One of the main benefits of working with an independent insurance brokerage is that he/she will do … Read more

Arizona Earthquake Insurance

earthquake-damage

Earthquake coverage is a specific form of insurance that can be purchased as part of your property insurance policy. This policy will cover costs of damage caused to the property in the event of an earthquake. The majority of homeowner’s insurance policies within Arizona do not cover loss in the event of an earthquake. Earthquake … Read more

Types of Auto Insurance Coverage for Your Vehicle Infographic

Auto Insurance Coverage Infographic

If you know that you need auto insurance and have every intention of obtaining it, you may want to familiarize yourself with the different types of auto insurance coverage that are available to you as an Arizona driver…

Allied Insurance

Allied Insurance Logo Thumb

Allied Insurance is one of the largest companies of its kind in the United States and promises that “superior service” is the only kind it offers. It is part of a Fortune 100 company and has over 6,000 agencies in 33 states. It has been given an A+ rating for financial stability by A.M. Best … Read more