As a homeowner with pets, you might be surprised to learn that dog-related injury claims have become one of the most expensive liability issues facing property owners today. Recent data from the Insurance Information Institute (Triple-I) and State Farm reveals a startling trend that every pet owner should understand. The Staggering Cost of Dog-Related Claims … Read more
Home insurance is essential for protecting what matters to you. It’s not just about having a policy but ensuring it meets your needs. You can save money and get better protection by increasing your deductible and choosing new coverage options. Increase Your Deductible for Lower Premiums To reduce insurance costs without losing coverage, consider raising … Read more
Imagine a world where managing your insurance is as easy as pie, and your wallet breathes a sigh of relief every time you pay your premiums. Welcome to the realm of insurance bundling. Insurance bundling is a term companies use in marketing, but it is usually the best way to get insurance. Bundling combines multiple … Read more
Have you opened your latest homeowners insurance renewal notice only to suffer from sticker shock? You’re not alone. Homeowners across Arizona have seen rates rise an average of 50-100% over the past year. This trend is in line with the national pattern of spiking home insurance costs, which rose 21% last year alone. Rates are … Read more
Earthquake coverage is a specific form of insurance that can be purchased as part of your property insurance policy. This policy will cover costs of damage caused to the property in the event of an earthquake. The majority of homeowner’s insurance policies within Arizona do not cover loss in the event of an earthquake. Earthquake … Read more
It is important to get an accurate estimate for the value of your home in order to determine the amount of property insurance coverage you need. There are a number of factors to consider, including: Square footage of the property and local construction costs. Style of the house. Number of rooms in the home. Special … Read more
If your home carries a mortgage, Arizona requires you to have homeowner’s insurance. Before buying a policy, it pays to do your homework. Policies and coverage vary widely from provider to provider. Too often, people file a claim only to learn that their policy doesn’t cover their particular situation, or that coverage is less than … Read more
