While there are a host of price comparison websites available that provide you with side-by-side quotes, the best approach for getting the most coverage within your price range is to work with an independent insurance broker. When working with an independent broker, he/she can provide you with more choices, save money on premiums, provide unbiased advice, plus help with the claim process. Just provide the relevant information and you could have a suitable quote in minutes.
There’s little argument that when provided with more choices, you have more chances of finding exactly what you are looking for. This is one of the biggest advantages of working with an independent broker. When working with an insurance company alone, you are limited to their options and packages. A personal insurance broker can shop multiple insurance companies offers and often put together packages at lower rates.
Money is saved in the form of premiums, which is the monthly fee you pay to your insurer, because:
- You are presented with multiple offers, rather than being faced with the options available from your existing company or other private insurer.
- Your insurance broker is provided with better rates – discount rates, so that he/she can leave room on the transaction for compensation for their services.
When making a financial commitment, unbiased opinions are greatly appreciated. And this is exactly what you’ll get when you work with an independent broker. You will receive all the coverage you need, while only paying for what you need. When presented with the best insurance company’s offers by someone you trust, you sleep a little bit better at night!
Maybe the best reason for one to work with an independent insurance broker is because of their assistance during the claim process. Speaking to a claims adjuster over the phone about your accident can be very similar to a police interrogation; however, just the opposite is the case when speaking with your personal broker. They’ll be understanding, comforting, and very helpful to say the least.
